Sherzer Insurance Blog
Before you hit the road with that new car, it is essential to learn some of your responsibilities as a driver. One of those responsibilities is getting auto insurance. All states except for Virginia and New Hampshire will require you to have an active car insurance policy whenever you drive. If state authorities caught you driving without an auto insurance policy, you might find yourself in trouble for violating a state regulation.
Besides complying with state laws, your auto insurance is designed to provide financial protection to you as the driver, your passenger, and your car. If you accidentally hit someone while driving your vehicle and do not have auto insurance, your finances might bleed for paying the other person’s medical expenses. Hence, you need to know, especially if you are a new driver, two auto insurance coverage types.
Many significant cities worldwide face a shortage of residential space as millions of people flock to these urban areas to live and work. As a result, you have witnessed the growing popularity of condominiums among young working professionals. And, most of the time, residential condominiums are near their place of work.
Condo dwellers are a unique set of homeowners. In contrast with traditional homeowners, condo owners only own their units. They do not have ownership over the building or even the land which it stands on. Hence, they need an insurance policy that is specifically designed for condo dwellers.
Floods are among the most devastating natural forces. Damages and losses caused by flooding on houses can make homeowners cash strapped. States near the Gulf of Mexico are among the flood risk areas since most hurricanes made their way to the continental United States through these places. Storms can bring heavy downpour and storm surges that flooded coastal and low-lying areas.
With hurricanes becoming more potent due to climate change, homeowners need to secure their homes from damages caused by floodwater. And these types of damages are costly for most American households. Last year, the United States suffered an estimated $3.75 billion worth of damages in properties and crops due to flooding.
Business owners now living in an exciting time brought by the once-in-a-century pandemic. Consequently, many entrepreneurs are facing so many challenges to make their businesses suit the new normal. However, this crisis also offers business owners the opportunity to redesign their business models.
As a business owner, you should also ponder protecting your business from the risks associated with your everyday operations. All companies, regardless of size, are vulnerable to a variety of threats. Some of which has the potential to put you out of business. And the best protection that you could get for your business is commercial business insurance.
Here are three types of commercial business insurance which are essential for small businesses:
A condo is a reflection of the owner's personality and style. It is a home where you find comfort, relaxation, peace of mind, vigor, and rest. It is a challenge to design a condo that will suit your style in terms of furniture, lighting, drapery, art, paint, plant, and other accessories. Here are some tips for designing your condo into your own modern style home:
'The car gets old with you.' It is a blessing to have a car that appeals exteriorly and functions well in its engine and parts, ensuring its endurance and prolonged usage. How do you achieve a car's longevity and excellent auto performance? Check the acronym CAB-E to find out:
Every millennials’ dream is to buy a tailor-fit, affordable house that will cater to his/her needs and help establish social standing, independence, and acceptance within the community. Climbing to a property ladder on top of his/her colleagues is a significant achievement. A rent-to-own house realizes that dream, an investment that is suitable for a millennial like you. Let Sherzer Insurance enumerate the advantages of being a young homeowner:
The Covid pandemic is an everyday financial challenge faced by millions of people around the world. At these challenging times, people would settle to cut back their expenses and prioritize their needs. Even in flood times, nothing is more comforting than flood insurance that maximizes savings and decreases clients' fees in the long run. Find out the following hacks to maximize flood insurance savings during the pandemic by reading this article.
Insurance for homeowners is a form of financial insurance that protects your residence, personal possessions, and extra living expenses if the house is damaged or burglarized. The coronavirus pandemic should not affect your homeowner's policy, although there are a few coverages that may be affected due to the change in a temporary lifestyle.
Starting a company from home has many advantages. Doing business at home cuts overhead costs dramatically. It's also easy because you work from your home's comfort, and you won't have to waste money or waste time traveling to your workplace. However, there are risks involved that you should know before starting your business.