Sherzer Insurance Blog
Flooding is one of the costliest disasters in the United States. Research data has revealed that flooding has resulted in $260 billion in damage from the years between 1980 and 2013. Flood insurance claims since 2006 have average to about $1.9 billion per year. While property damage might be easier to compute, there's no way to determine the havoc this disaster can do to a family and a person's psyche. Experts say that the best way to get ahead of flooding is to keep yourself afloat, literally and figuratively. Here are the best ways to do this:
Sign up for Early Warning Systems
One of the easiest ways to stay ahead of the floods is to know when it's going to strike. Each state has its form of a disaster warning system. Find out the agency responsible in your town and sign up for active flood warnings. It will give you time to prepare for the worst.
Determine the Best Flooding Resistance Method for Your Home
Another strategy to utilize is the use of different flood resistance products as they traditionally prevent water from entering the home. Plastic sheeting and sandbags used to be common before, but modern and more effective alternatives have popped up. For instance, water-resistant barriers like waterproof skirting boards and wall sealants can provide protection. There are also flood resistant windows and doors out in the market today. These are designed to withstand flood and the debris that comes with while creating a seal on your home's exterior.
Elevate Electrical Devices, Sockets, and Electrical Systems
Ensure the safety of your family by elevating your home's electrical system, devices and sockets at least 1.5 meters above the average flood levels in your area. The process of raising all outlets, switches, circuit breakers and the like are admittedly expensive but well worth it, especially if you live in a flood-prone area.
Renovate and Retrofit
Flooding might be a sign that it's time to retrofit and renovate your home. You can raise your house on columns or piers so that the ground floor is above flood levels. You can also go for wet-proofing or dry-proofing. But bear in mind these are expensive alternatives.
We can't win against Mother Nature. The best we can do is to find ways to protect our property, and one of the best ways to do so is to invest in reliable flood insurance.
At Sherzer Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (239) 673-9301. Get your free quote today by CLICKING HERE.