​Floods are emergencies you don't see coming, especially with all the significant changes in the climate. You have to think long term and make your home flood proof. It doesn't necessarily mean your house will be the only one safe, but you secure any potential additional expenses if anything happens.

​If you have plans of renovating your garage, make sure you turn it into something that can also be durable in times of calamities such as heavy rains, or floods. Here are some of the best renovations you can try.

​Every driver seeks for safety on the road. Aside from acquiring auto insurance for your emergency needs, it is a must for drivers to research and study possible car problems and their corresponding solutions. One of the first things to check is the condition of your steering system. Any steering wheel problem could be fatal if not resolved right away. Imagine driving and being unable to turn properly. You can cause accidents and harm yourself, damage properties, and even hit other people.

Here are three typical steering wheel concerns and how you can solve them.

​Are you planning to live in a condo anytime soon? You must first familiarize yourself with condo insurance. You might encounter two types of this, which is the HOA Insurance and the HO-6 policy. The HOA is also known as your condo's master insurance. This policy secures the condominium building exteriors and most of its common areas. Some people think that because of this, there is no need to acquire HO-6 or the personal condo insurance. But, they are wrong. Condo insurance will cover what was not included in the master policy, like the following: