Sherzer Insurance Blog
Floods are emergencies you don't see coming, especially with all the significant changes in the climate. You have to think long term and make your home flood proof. It doesn't necessarily mean your house will be the only one safe, but you secure any potential additional expenses if anything happens.
Assess Your House And The Weather
How sure are you that your house can withstand any calamity? You have to accurately assess the structure, the drainage, etc. before anything else. The weather forecast may also give you the proper information as to when a storm is coming, or how strong it will be. With this information, you can adequately prepare yourself, as well as the house for any emergencies or unwanted calamities.
Position Your Electrical Systems Above The Flood Level
One sure way to save you from any possible electrocution and power blackout is to position the electrical systems such as sockets, switches, etc. one foot above the estimated flood level. Not only does this protect your house members, but you also follow the basic rules in homeowners insurance.
Elevate The Important Equipment
When water enters equipment such as air conditioners, generators, fuel tanks, and boilers, they are automatically useless. Storms and floods may be a possible cause of blackouts, and you need to preserve all the energy and electricity you can get from generators and fuel tanks.
Check Your House Sewer System
When floods occur, it can mess up your sewer system at home, and cause a water surge inside. A good move would be to install gate valves in the sewers. These valves prevent water backflow into the house, especially in basements where it's harder to clean up if filled with floodwater and mud.
Get Flood Insurance
If you have no plans of relocating, it's better to make yourself (and your pocket) free of any expensive costs when the house gets damaged or flooded. Flood insurance will assist you in addressing all damages and expenses caused by the storm and flood. Many dismiss the fact that people living in flood-prone areas don't need flood insurance, but ultimately, everyone needs a little help too.
Getting a homeowners insurance lets you secure your house and allows you to undergo renovations without the additional costs.
At Sherzer Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (239) 673-9301. Get your free quote today by CLICKING HERE.