Sherzer Insurance Blog
The novel coronavirus had the most negative impact on insurance buyers from 20 to 35 years old. While buyers 55 years old and up, they held their peace, and their policy purchase went high. Insurance shopping has since leveled off at the surge of COVID-19.
Coverage of your Auto Insurance
Basic personal car insurance is mostly mandatory and offers financial protection against road accidents and theft. By paying your premium, the insurer makes sure to pay your losses, as stated in your contract.
Basic personal car insurance lets you customize your policy, depending on your needs and cost of living.
Persons and Incidents Covered by Auto Insurance
Your car insurance will cover you and your family members, whether you drive your car or other’s car, with their consent. Your car insurance will also offer coverage if a person who is not stated in your contract is driving your vehicle with your permission.
Your car insurance will only cover personal driving, whether you are going to your office, going on a vacation, or elsewhere. The downside is, your car policy will not cover your car being used for business reasons, for example, delivering foods and kinds of stuff.
Personal car insurance will also not cover your car being used for transportation sharing services to other people like Uber or Lyft. Different car insurance companies provide additional insurance policies with a cost that will extend coverage for car owners who offer transportation services.
Great Ideas for Cutting Expenses for Car Insurance
A few ways to save your money on auto insurance are through insuring many vehicles and or drivers all at the same time.
You may also get discounted auto insurance if you have other insurance coverage with the same insurance company.
Another point to lower your auto insurance costs is not to drive recklessly and have a good driving record. You are a good driver if you drive carefully and avoid distractions, accidents, or other violations.
Defensive Driving Course
Most car insurance companies offer lower rates for drivers who ace the defensive driving course. Drivers can also drop the points they have on their licenses by enrolling in defensive driving, accident prohibition, or other driving courses.
Set an appointment with your agent before getting auto insurance. You can go from one insurance company to another and ask for quotes from them. Go through them and consider getting car alarms and locks as well.
At Sherzer Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (239) 673-9301 or Click Here to request a free quote.